Insurance Office of America
Insurance Office of America
Commonwealth Financial Center
12730 New Brittany Blvd., Suite 438
Ft. Myers, FL 33907
Phone: (239) 992-6530 or (239) 992-0083
Fax: (239) 992-0495
Welcome to Insurance Office of America - an Independent Insurance Agency
Founded over 20 years ago, Insurance Office of America is among the fastest growing Independent Insurance Agencies in the US and is Florida’s largest privately-held insurance agency.
Insurance Office of America partners with multiple insurance companies. This allows us to offer our clients a wide choice of commercial insurance and also create policies custom tailored to your unique requirements. As your business grows and changes, the types and levels of insurance policies that you need will change also. You can count on Insurance Office of America to provide superior customer service and products.
At Insurance Office of America we build lasting relationships. We propose the appropriate risk management and commercial insurance services that provide the most competitive and complete insurance terms and conditions available in the marketplace. Call us today at (800) 243-6899.
IOA Individual Life Insurance
At some point in your life, buying an individual life insurance policy will become very important to you and your family. If you have dependents or other people with whom you share your life, life insurance can play a vital and valuable role in protecting those you care about, at virtually every stage of your life.
Term life is the simplest and least expensive type of policy. It's pure insurance with no cash value account. A term life policy has only one function: to pay a specific lump sum to whomever you've designated, upon a specific event—your death. The death benefit and the policy limit are the same—a $200,000 policy pays a $200,000 death benefit. The policy protects your family by providing money they can invest to replace your salary, as well as to cover final expenses incurred by your death.
Other types of life insurance provide both a death benefit and a cash value account. Their premiums are larger than term life premiums, because they fund the savings account in addition to buying insurance. These policies are often referred to as cash value policies.
Types of Life Insurance:
* Term Life
* Universal Life
* Universal Variable Life
* Variable Life
* Whole Life
An IOA Individual Benefits specialist can help you make smart choices when buying life insurance: how much to buy; which type of product to buy and which life insurance company to choose.
For more information regarding IOA Individual Benefits, contact Linda Jones at Linda.Jones@ioausa.com, (800) 243-6899, ext. 4157 or (407) 998-4157.
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