Northwestern Mutual Financial Network - Ricardo Estarda

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Northwestern Mutual Financial Network - Ricardo Estarda
201 Alhambra Cir, Ste 703
Coral Gables, FL 33134
Phone:305-448-5666

Life Insurance

Offered through The Northwestern Mutual Life Insurance Company

Your insurance needs are unique. The solutions you choose should feel like a good fit, not a compromise.

Having a better understanding of your overall financial situation is a key step in determining what type(s) of life insurance would best meet your needs.

A solid financial foundation is comprised of assets that provide protection and savings. Choosing these assets requires disciplined and thoughtful consideration including what role life insurance should play in helping you build a solid financial foundation.

When you’re choosing a life insurance policy, it pays to consider your needs and the length of time you’ll need coverage. A financial representative can help you analyze your needs and help you decide if single or joint life insurance is appropriate for your planning goals, which type of policy is best for your budget, and which type of insurance best fits your needs: term, traditional portfolio-based, a blend of term and traditional portfolio-based, or variable life. A combination of policies may also be appropriate.

Here are my areas of expertise, which I will use to provide you with customized recommendations that will help you plan for your financial future.

* Business Succession
What will happen to your business when you retire, or if you become permanently disabled or die? What's the value of your business, and how much is each owner's share worth? As a business owner, you know how many years you have invested in your business. Wanting it to continue is natural. Because I specialize in business succession planning, I can help you answer these and other questions. Together we can develop a plan to help ensure a smooth transfer of your business.
* Retirement Solutions
Longer life expectancies and early retirements make sound insurance and investment choices essential. I will help you prepare to enter your retirement years. With an increasing number of choices and ever-changing tax laws, the Network offers me access to financial advisors and specialists I can call upon for recommendations and assistance. Pension plans, 401(k) and 403(b) plans, IRAs, Roth IRAs, mutual funds and annuities, as well as variable and portfolio-based life insurance are just some of the alternatives available to you.