Johnsons Insurance
Johnsons Insurance
89015 Overseas Hwy, #1
Tavernier, FL 33070
Phone:305-852-9247
Life insurance provides financial security for those you leave behind when you die. It can supply income that can be used by your beneficiaries to pay off debts, support a child’s education, or cover estate taxes and burial costs. There are two basic types of life insurance. Term life protects you for a set period, while permanent life combines death benefits with a cash accumulation feature. We will be glad to assess your specific needs and give you a competitive quote.
Types of Life Insurance Policies
* Annual Renewable Term - offers an increasing premium with level coverage and no cash value.
* Fixed Term - offers fixed levels of coverage and premiums for the term period selected..
* Whole Life - Features a level premium and level coverage based on the insurer's general asset account portfolio performance.
* Universal Life - Offers both level or adjustable premiums and coverage, plus cash values that, may or may not, increase based on the performance of certain assets held in the company's general account. This plan is a less expensive alternative to Whole Life for someone looking for permanent coverage.
* Single Premium Whole Life - The entire premium is paid at purchase, and the policy features level coverage and cash values.
Copyright © 2010 First Southeast Insurance Services, Inc.
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