Brightway Insurance- Michael Ryan
Brightway Insurance- Michael Ryan
2200 N. Ponce De Leon Blvd.
St. Augustine, FL 32084
Tel: 904-217-7496
Fax: 904-322-5696
Email: michael.ryan@brightway.com
Brightway Insurance offers Auto Insurance from a variety of quality national carriers including AIG, Bristol West, Encompass, GMAC, Hartford, Infinity, Mapfre, Mercury, Metlife, Nationwide, Progressive, Safeco, Travelers, and Victoria. We will shop the best Florida insurance rates and coverages to ensure you receive the best coverage at the best price possible.
Brightway Insurance understands that your home has always been more than just a house. We provide our customers with the widest range of carrier choice for homeowners insurance in the marketplace. Once again, it is possible to have all of your auto, home, and life insurance under one roof.
Term Life Insurance
Term life insurance is the easiest way to provide protection for those you love. You choose the face value of the policy. In the event of your death during the term of the policy, your heirs receive the face value of the policy, allowing you to continue to provide for their well-being.
Term Life Insurance offers the lowest premiums making it the most affordable. Premiums are level and guaranteed not to rise for the duration of the policy, making it easy to plan the costs into your budget. Typical terms are 10, 15, 25 or 30 years, and policies will not be cancelled as long as you pay your premiums. This type of policy does not have a cash value component.
Talk to your Brightway Insurance Agent to see if Term Life Insurance is right for you and your family.
Universal Life Insurance
With Universal Life, you can permanently provide a death benefit for those who depend on you. You choose the amount of your benefit. Income from fixed interest rates helps you build cash value and/or is applied toward your premiums, lowering your payments.
Should you need cash from your policy over the course of your life, Universal Life Insurance gives you the flexibility to access your policy's cash value to help meet financial obligations.*
Talk to your Brightway Insurance Agent to see if Universal Life Insurance is right for you and your family.
Whole Life Insurance
Whole Life Insurance combines a term policy with an investment component. The investment could be in bonds and money-market instruments or stocks. The investment component generates income that helps build cash value and/or is applied to your premiums to lower your payments. Premiums are locked in for the duration of the policy, making payments predictable and easier to plan into your budget.
Should you need cash from your policy over the course of your life, Universal Life Insurance gives you the flexibility to access your policy's cash value to help meet financial obligations.*
Talk to your Brightway Insurance Agent to see if Universal Life Insurance is right for you and your family.
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